Business loan options of all shapes and sizes.
Find the business financing solution that actually fits your company needs and your wallet.
Large and small business loans from Cheddar Capital Partners can help entrepreneurs build, maintain or expand their companies. Getting business financing for your company doesn’t always require walking into a bank and securing funds there is also Cheddar Capital Partners to consider, which has easier qualifications and faster application approvals.
Small businesses account for a significant chunk of American economic activity the U.S. Small Business Administration (SBA) estimates that there are 32.5 million small businesses across the country. While the nature of each business varies, many hold one major thing in common: the need for business financing.
Cheddar Capital Partners business loans can cover real estate, equipment, payroll or nearly any need. For this list, we at Cheddar Capital Partners has selected the best business loans and business line of credit plans that offer transparent rates and repayment terms, maximum loan amounts up to $2,000,000, funding within two weeks or less and easy requirements for personal credit scores and time in business. Learn more about Cheddar Capital Partners products with our picks here. This is why Cheddar Capital Partners is the best lender of business loans and lines of credit. Apply for a Business loan today from Cheddar Capital Partners, the best small business loans provider.
Business Line of Credit
Business lines of credit give you access to funds that you can draw as needed, so you can access capital for your business expenses.
Loan Amount | Speed of Funds | Interest Rate |
---|---|---|
$5k-$500K | As soon as 24hrs | 6%-36% |
Equipment Financing
Use this loan to purchase any kind of equipment your business needs. There are financing options for nearly every industry and any variety of items you need.
Loan Amount | Speed of Funds | Interest Rate |
---|---|---|
$50k-$5M | 1-2 Business Days | As Low as 3.99% |
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Business Term Loan
A term loan provides a lump sum that gets repaid in regular intervals over a set amount of time, also known as the loan term.
Loan Amount | Speed of Funds | Interest Rate |
---|---|---|
$25k-$2M | Same Day | Starting at 9% |
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SBA Loans
Cover just about every aspect of your small business. Some of the most common SBA loans are the 7(a), 504, and SBA Express.
Loan Amount | Speed of Funds | Interest Rate |
---|---|---|
up to $5M | 1-3 months | Prime+ |
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Commercial Mortgage
Use it to buy, build, expand, remodel, or even refinance your business.
Loan Amount | Speed of Funds | Interest Rate |
---|---|---|
$1M-$50M | 1-3 months | As Low as 4.5% |
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Bridge Loans
Use it to cover unexpected costs, survive a slump, finance a short-term project, or even capitalize on a new business opportunity.
Loan Amount | Speed of Funds | Interest Rate |
---|---|---|
$25k-$5M | As soon as 24hrs | As Low as 8% |
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Accounts Receivable Funding
Gain quick access to cash by selling your purchase orders or receivables so you can get back to business as usual.
Loan Amount | Speed of Funds | Interest Rate |
---|---|---|
Tied to receivables | As soon as 24hrs | as low as 3% |
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Business Acquisition Loan
Purchase an existing business or franchise, and take advantage of business opportunities even if you don’t have the capital to purchase it outright.
Loan Amount | Speed of Funds | Interest Rate |
---|---|---|
$250k-$5M | As soon as 30 days | As Low as 5.5% |
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Business Credit Cards
A business credit card helps you track expenses, build a strong business credit history, and increase your working capital so you can reap the literal rewards.
Loan Amount | Speed of Funds | Interest Rate |
---|---|---|
Up to $150K | 2-4 weeks | Up to 31% |
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Choosing the right business loan
Benefits of a Business Financing from Cheddar Capital Partners
What makes a lending marketplace different from applying through a bank or a single lender? Here are 5 things every business owner should know about Cheddar Capital Partners.
Secured vs. Unsecured Financing
You have numerous choices when it comes to obtaining a loan for your business, which makes it crucial to consider every angle carefully before submitting applications.
Business Collateral Tips
Cheddar Capital Partners business loans are usually the most cost-effective type of funding, but you’ll need to put up collateral to secure business financing. Banks and other lenders determine interest rates, loan amounts, and other terms based on the amount and type of collateral you have to offer them.
FAQ About Cheddar Capital Partners
How will I pay back my loan?
The actual cadence and method of your payments will depend on the lender and loan type you choose, as well as factors such as your business history. Typically, the stronger your business and credit, the less frequently you’ll have to make loan payments and the more payment processing options you’ll have.
What is APR?
APR is a common abbreviation for annual percentage rate, which is the amount of interest accrued on debt held for one year. In other words, your APR is the annual cost of your loan. For example, if you owed $10,000 and your APR were 10%, by the end of the year you would owe $11,000 (assuming you’d made no other payments during that time period). Use Cheddar Capital Partners’ Business Loan Calculators to see what your loan payments will be before you submit your application.