We've funded over $500 Million in Business Loans
and Lines of Credit Since 2009

Funding in as little as 24 hours and Rates as low as 5.9%!

Safe and Secure Online Application

Applying does not impact your Credit Score.

Cheddar Capital will beat any rates GUARANTEED!

Based in Memphis, Tennessee

Apply Online

Apply Online

Streamlined paperless application with quick processing so you get your funding fast. Apply online now.

Receive Offer

Receive Offer

Same day approval and funding available only a few hours after submitting your paperwork to our funding team.

Get Funded

Get Funded

Funds are transferred to your Business Account via Wire or ACH to help you focus on growing your business.

Business Loans

Up to $1,000,000

Rates as low as 5.9%

Learn more about our Business Loans >

Business Lines of Credit

Up to $500,000

Rates as low as 5.9%

Learn more about our Business Lines of Credit >

Our Funding Programs

First off, our programs do make sense and will help increase your profits and maximize your business both short term and long term.Second, renew with us for years to come. Lastly, we welcome your business as our customer!

Business Loan - Cheddar Capital - Short Term Funding

Short Term Loans

For business that need immediate cash with a minimum amount of paperwork.

Business Loan Lender - Cheddar Capital - Term Business Funding

Term Loans

A lump sum of capital that you pay back with regular repayments at a fixed interest rate.

2019 Best Business Loan - Cheddar Capital - Invoice Financing

Invoice Factoring

Cheddar Capital allows business owners to finance outstanding invoices.

2019 Best Business Loan Lender - Cheddar Capital - SBA Loans

SBA Loans

Cheddar Capital helps small business owners get funding through SBA loans.

Best Business Loan - Cheddar Capital - Equipment Financing

Equipment Financing

Yes, construction equipment is totally financeable, and a bunch of other stuff.

2019 Best Business Loan - Cheddar Capital - Business Line of Credit

Business Lines of Credit

A business line of credit as a financial safety net for your company.

2019 Best Business Loan Lender - Cheddar Capital

Cheddar does it Better!

Located in Memphis, Tennessee in the heart of the south, Cheddar personnel are professional, laid back and easy to communicate with. In addition, our responsive team earns the praise of business owners throughout the country.

Years of Experience
Businesses Funded
Customer Satisfaction
Business Loan Calculator