Interested In a Business Loan or Line of Credit?
Start Your Full Funding Application Now!
Apply Online
Streamlined paperless application with quick processing so you get your funding fast. Apply online now.
Receive Offer
Same day approval and funding available only a few hours after submitting your paperwork to our funding team.
Get Funded
Funds are transferred to your Business Account via Wire or ACH to help you focus on growing your business.
Our Funding Programs
Our programs do make sense and will help increase your profits and maximize your business both short term and long term. Renew with us for years to come. We welcome your business as our customer!
Short Term Loans
For business that need immediate cash with a minimum amount of paperwork.
Term Loans
A lump sum of capital that you pay back with regular repayments at a fixed interest rate.
Invoice Factoring
Cheddar Capital allows business owners to finance outstanding invoices.
SBA Loans
Cheddar Capital helps small business owners get funding through SBA loans.
Equipment Financing
Yes, construction equipment is totally financeable, and a bunch of other stuff.
Business Lines of Credit
A business line of credit as a financial safety net for your company.
Commercial Real Estate
Building out your business location is a smart way to increase your assets.
Cheddar does it Better!
Located in Memphis, Tennessee in the heart of the south, Cheddar personnel are professional, laid back and easy to communicate with. Our responsive team earns the praise of business owners throughout the country.
Our Satisfied Clients
Hear what some of our customers think about Cheddar Capital.
This group was professional, timely and was a pleasure to work with. The turnaround time was fast and even with my less than perfect credit record they had me funded in a few days. Two thumbs way up!!!
Brandy
Physician, New Jersey
I was very pleased with the customer service and speed of Cheddar. In this day and age it is becoming harder to find good customer service anywhere.
Bruce
Builder, Pennsylvania
Funding was easy. Cheddar made it easy and fast to get the needed capital for my business.
Charles
Energy Consultant, Washington