We've funded over $500 Million in Business Loans
and Lines of Credit Since 2009
Funding in as little as 24 hours and Rates as low as 5.9%!
Safe and Secure Online Application
Applying does not impact your Credit Score.
Cheddar Capital will beat any rates GUARANTEED!
Based in Memphis, Tennessee
Must Be In Business at Least 1 Year

Apply Online
Streamlined paperless application with quick processing so you get your funding fast. Apply online now.

Receive Offer
Same day approval and funding available only a few hours after submitting your paperwork to our funding team.

Get Funded
Funds are transferred to your Business Account via Wire or ACH to help you focus on growing your business.
Business Lines of Credit
Up to $500,000
Rates as low as 5.9%
Learn more about our Business Lines of Credit >
Our Funding Programs
First off, our programs do make sense and will help increase your profits and maximize your business both short term and long term.Second, renew with us for years to come. Lastly, we welcome your business as our customer!
Term Loans
A lump sum of capital that you pay back with regular repayments at a fixed interest rate.

Cheddar does it Better!
Located in Memphis, Tennessee in the heart of the south, Cheddar personnel are professional, laid back and easy to communicate with. In addition, our responsive team earns the praise of business owners throughout the country.